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Commercial Bridge Loan Lender in Florida for $1 Million to $350 Million Deals

Curo Banc is a commercial bridge loan lender in Florida that helps investors and property owners close deals when banks cannot move fast enough. We have more than 20 years of experience and have funded over $26 billion since 2002. We structure short-term loans secured by real estate, and we consider any credit status.

If a seller wants a quick close, a loan is about to mature, or a construction project has stalled, we can help. Call 1 (800) 980 0000 or request a free loan review today.
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Commercial Bridge Loan Lender in Florida | Curo Banc

What a Bridge Loan Does for Your Deal

A bridge loan is short-term financing that covers the gap until a refinance, a sale, or stabilization. Banks often need 60 to 90 days to underwrite a commercial loan, and many Florida deals will not wait that long. Real estate bridge financing in Florida lets you act first and arrange long-term financing afterward. A commercial bridge loan lender in Florida evaluates the property and your plan to repay the loan. That is why bridge loans work well for deals that do not fit a bank checklist.
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When Borrowers Use Bridge Financing

Most bridge loans fall into a few situations. Real estate bridge financing in Florida is commonly used to:
  • Buy a property before bank underwriting is finished
  • Pay off a loan that has matured or is about to mature
  • Purchase distressed debt or negotiate a discounted payoff
  • Finish a construction project that has stalled
  • Clear tax liens or judgments that block a sale or refinance
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Loans Built Around the Property

Hard money loans for commercial property in Florida are underwritten mainly on the value of the real estate and the strength of your repayment plan, not only on tax returns. This helps borrowers whose files are complicated. Curo Banc offers first and second position loans, and we consider third position loans on a case-by-case basis. Loan sizes range from $1 million to $350 million. Credit is always reviewed, and approval is never guaranteed.

Property Types We Finance

As a private hard money commercial lender in Florida, we finance many kinds of real estate, including:
  • Multifamily and affordable housing
  • Office and medical office
  • Industrial, warehouse, and distribution
  • Storage and flex space
  • Hospitality
  • Senior housing and assisted living
  • Church properties
  • Ground-up construction and completion of construction

Complex Situations Banks Avoid

Curo Banc was formed to fill the space between conventional lenders and hard money lenders. As a private hard money commercial lender in Florida, we look at deals that banks tend to pass on, including bankruptcy buyouts, debtor in possession financing, distressed debt purchases, and discounted payoffs. We also fund the payoff of tax liens and judgments, and we negotiate and rewrite existing loans.

How the Process Works

A fast closing bridge loan lender in Florida can only move as quickly as the deal file allows. Here is how we work:
  1. Contact us. Call or send the form.
  2. Share your deal. Tell us about the property, the loan amount, and your exit plan.
  3. Review terms. We evaluate the transaction and respond promptly.
  4. Close. We coordinate with your attorney and the title company.
Having these items ready helps a fast closing bridge loan lender in Florida move faster:
  • A summary of the property and the transaction
  • Your exit strategy and timeline
  • A personal financial statement and entity documents
  • The purchase contract or the existing loan payoff statement
  • Insurance quotes, including wind and flood where required
We tell you early if a timeline is not realistic.
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Florida Factors to Plan For

Local conditions affect every loan. Build these into your budget and schedule for real estate bridge financing in Florida:
  • Hurricane and flood risk: Wind and flood insurance can be costly and may affect underwriting and your closing date.
  • Judicial foreclosure: Florida foreclosures go through the courts, so a firm exit plan matters.
  • Taxes and fees: Documentary stamp and intangible taxes may apply to notes and mortgages. Confirm the exact figures with your attorney or title company.
  • Major markets: Miami-Dade, Broward, Palm Beach, Tampa Bay, Orlando, and Jacksonville.
Ask any commercial bridge loan lender in Florida how insurance and title requirements could change your timeline.

Costs and Risks to Understand First

A responsible commercial bridge loan lender in Florida should explain the risks up front. Hard money loans for commercial property in Florida carry these:
  • Rates and fees are usually higher than on conventional loans.
  • Terms are short, so a delayed sale or refinance can lead to extension costs or default.
  • The property secures the loan, and default can result in foreclosure.
  • Our minimum loan size is $1 million.
Speak with your attorney and tax advisor before you commit.

Why Borrowers Choose Curo Banc

  • Speed: We are a fast-closing bridge loan lender in Florida, built for aggressive deadlines.
  • Flexibility: We structure loans for complex situations.
  • Experience: Our team has more than 20 years in real estate finance.
  • Track record: We have funded over $26 billion since 2002.
  • Fit: As a private hard money commercial lender in Florida, we serve deals of $1 million or more that fall outside bank guidelines. For smaller loans, another lender may serve you better.
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Talk to a Commercial Bridge Loan Lender in Florida Today

Have a deal on the clock? Tell us about the property, the loan amount, and your timeline. Whether you need real estate bridge financing in Florida or a private hard money commercial lender in Florida, we will explain your options in plain language.

Call 1 (800) 980 0000 or request your free loan review on curobanc.com.

Frequently Asked Questions

It provides short-term financing secured by real estate to cover the gap until a refinance, a sale, or stabilization.
We fund loans from $1 million to $350 million per transaction.
Yes. We fund loans for any credit status. Credit is still reviewed, and approval is not guaranteed.
It depends on title work, appraisals, insurance, and how quickly documents are delivered. We move quickly and give you a realistic timeline early.
Multifamily, office, industrial, warehouse, medical office, hospitality, storage, senior housing, assisted living, and construction projects.
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